Asset and Fund Management (AFM)

CIDAN ensures that total returns on Investments and Funds under management are optimized. Total returns comprise dividend and interest income as well as capital appreciation on assets held. Our AFM products and services include but not limited to the following:

• Pension Funds.

• Provident Funds.

• Corporate Funds.

• Endowment and Welfare Schemes.

• Life Assurance Funds.

• Institutional Managed Accounts.

• Long Term Savings Plan.

• Mutual Funds.

Areas Of Investment CIDAN ensures that assets of the funds are invested properly in the following areas:

• Variety of equity securities listed on the Ghana Stock Exchange (GSE).

• Mutual Funds and Unit Trusts Schemes.

• Equities listed on other regulated international financial markets and stock exchanges.

• Private Equities of Potential IPO Companies.

• Fixed Income Instruments.

• Real Estate Investments.

• Oil and Gas.

Investment Approach

Our approach takes the following specific sequence:

• Selection of Asset Classes.

• Selection of Asset Mix (Choice of Assets Class Weights).

• Selection of Specific Securities.

• Monitoring of the Financial Market Through Research.

• Performance Appraisal and Reporting.

Investment Strategies

• Ensuring that liabilities are adequately funded (to meet maturing obligations).

• Ensuring that ethical preferences or restrictions are fully respected or adhered to.

• Ensuring that allocation of investment funds and choice of individual securities conform to risk tolerance levels of clients.

• Exploring other known and regulated markets for optimization of investment performance.

• Making Investment Portfolio flexible to accommodate future changes in the markets.

• Continuously adding value to your investment through optimizing returns. 

Benefits to our clients

• Optimization of Returns (capital gains, interest, dividends, etc) to our Clients.

• Investments/Funds are managed by experienced professionals.

• Investment management decisions are based on the outcome of thorough research.

• Constant reviews of portfolio in response to our clients investments objectives.

• Flexibility which allows clients to increase or decrease their investments at any time.

• Strict confidential and ethical considerations are assured.

• Allows for lodgement of dividend warrants.

• Opportunity to save towards the education of your child, build a house or acquire any asset.

• Access to your investments/funds any time you demand for it.

• Free financial advisory services.

• No limit or restriction on clients investment amount.