The Omega Income Fund Limited is an open-ended mutual fund designed to deliver consistent income growth by investing in a carefully selected and diversified portfolio of fixed-income securities. Focused on medium to long-term opportunities, this fund is tailored to meet the needs of investors seeking stability and competitive returns.
Fund Details/Information
| Date Last Updated: December 22, 2025 |
|---|
| Market Price (¢) | Price Change | Year-to-Date |
|---|---|---|
| 3.8501 | 0.0200% | 7.6600% |
Omega Income Fund
What is Omega Income Fund?
A medium- term income mutual fund which seeks to achieve growth in income while conserving principal by investing in a diversified portfolio of fixed income securities.
Fund Structure
The Fund will invest in fixed income securities. These instruments include Government debt instruments, Commercial Papers, Corporate Bonds and Fixed Deposits. Omega Income Fund is a cedi-based investment.
How much can I invest?
- Minimum initial investment amount – GH¢50.00
- Minimum top up investment amount – GH¢20.00
- Minimum lump sum investment amount – GH¢500.00
What are the payment methods?
- Cash and Cheque payments into Omega Income Fund.
- Direct Debit from your bank for monthly payments.
- Post-dated Cheques for monthly payments.
- Mobile Money
- USSD Code: *887*331#
Requirements to start Omega Income Fund
- Valid National ID Card
- 2 passport-size pictures.
- A completed Omega Income Fund application form (Forms can be obtained from our offices or website: cidaninvestments.com
- Duly completed and signed Signature Card.
- Minimum initial investment amount.
What can I invest towards?
Ideal for medium to long-term financial goals, such as:
- Home purchase/mortgage
- Children’s education
- Retirement planning
Omega Income Fund will not invest in
Equities or shares of Companies.
What returns do I make on my investment
Price appreciation, i.e. the upward movement of Omega Income Fund share price
Note: Withdrawals before the recommended 3 years will attract an exit load which may reduce your principal and or return. The longer you stay in the Fund the more returns you make.
What charges do I incur?
- Management fee of 1.5% p.a. (indirect charge on the whole Fund)
- Other Expenses of 1. % p.a. (indirect charge on the whole Fund)
- Quoted returns are net of all charges
What are the Risks of Investing in the Fund?
- The possibility that the Issuer of a fixed income security may be unable to make interest payments and / repay the principal on its debt.
- Fluctuations in the value of a fixed-income security resulting from changes in the general level of interest rates.
How do I get information on my investment?
- A contract note showing the number of Omega Income Fund shares purchased, amount contributed and the purchase price will be mailed to client.
- Half year and Annual Statement will be mailed to client.
- You can also visit cidaninvestments.com to access information on the Fund.
How do I take part or all of my money?
- Complete a redemption form and submit to the Manger.
- Redemptions will be processed within 10 working days.
- Payments are made by cheque or transferred into client’s bank account. (An indemnity form will have to completed by clients who request for transfer into their account)
- For withdrawals, a minimum of GH¢00 is to be left on the account.
Who Manages the Fund?
Omega Income Fund is managed by CIDAN Investments Limited, a licensed investment Fund Manager. CIDAN Investments also manages funds for Corporate and High Net Wealth Individuals and Pension Funds
Direct Debit
- Guaranteed Transfer
- Affordability
- Accessibility and Flexibility
- Inexpensive
- Secure
- Convenience
Fund Objectives
The primary objective of the Omega Income Fund is to:
Generate Growth in Income
Through strategic investment in fixed-income securities.
Outperform Market Benchmarks
Specifically targeting returns higher than the one-year Government of Ghana note.
Benefits of Investing in the Fund
Investing in this fund comes with a range of benefits designed to help you grow your wealth while maintaining flexibility and security.
Diversified & Professionally Managed
Your investment is spread across a range of fixed-income securities and managed by experienced fund managers.
Tax-Exempt Returns
Enjoy full returns on your investment without tax deductions.
Steady Income & Liquidity
Designed to provide regular income in the medium to long term, with the flexibility to access your funds when needed.
Cost-Efficient & Regulated
With competitive fees and regulatory oversight, your funds are managed with transparency and efficiency.
Flexible Financial Goals
Invest towards home purchase, mortgage, vehicle financing, children’s education, or retirement planning
Fund Prices
| Date Last Updated: December 22, 2025 |
|---|
| Market Price (¢) | Price Change | Year-to-Date |
|---|---|---|
| 1.5555 | 0.1900% | 27.5100% |
| Market Price (¢) | Price Change | Year-to-Date |
|---|---|---|
| 0.7815 | 0.0300% | 6.5000% |
| Market Price (¢) | Price Change | Year-to-Date |
|---|---|---|
| 3.8501 | 0.0200% | 7.6600% |
| Market Price (¢) | Price Change | Year-to-Date |
|---|---|---|
| 3.8978 | 0.0300% | 18.5400% |
