Terms of Use

1. Introduction

Welcome to CIDAN Investments (“Company”, “we”, “our”, “us”). By accessing or using our website www.cidaninvestments.com, you agree to comply with and be bound by these Terms of Use. If you do not agree to these terms, you must not use our website. 

2. Use of the Website

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use of the site.

Prohibited activities include but are not limited to:

• Engaging in fraudulent or misleading activities.
• Distributing harmful software, such as viruses or malware.
• Attempting unauthorized access to our systems.
• Copying, modifying, or reselling any website content without permission.

We reserve the right to terminate or restrict access to users who violate these terms. 

3. Intellectual Property Rights

All content on this website, including text, graphics, logos, images, software, and design elements, is owned by CIDAN Investments or licensed to us and is protected by intellectual property laws.

You may not:

• Copy, reproduce, or redistribute content without written permission.
• Use our trademarks or branding without authorization.

Unauthorized use of our intellectual property may result in legal action. 

4. Disclaimers and Limitation of Liability

A. No Financial Advice

The information provided on this website is for general informational purposes only and does not constitute financial, investment, or legal advice. You should consult a qualified professional before making any investment decisions.

B. No Guarantees

We do not guarantee that:

• The website will always be available, secure, or error-free.
• The information provided is always accurate, complete, or up to date.

C. Limitation of Liability

To the maximum extent permitted by law, CIDAN Investments shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this website. This includes, but is not limited to, loss of data, lost profits, or system failures. 

5. Third-Party Links and Services

Our website may contain links to third-party websites. We do not endorse or control these external sites and are not responsible for their content, privacy policies, or practices. Accessing third-party websites is at your own risk. 

6. User Accounts and Security

If you create an account on our website:

• You must provide accurate and complete information.
• You are responsible for maintaining the confidentiality of your login credentials.
• You must notify us immediately if you suspect unauthorized access to your account.

We reserve the right to suspend or terminate accounts that violate these Terms of Use.  

7. Privacy and Data Protection

Your use of this website is also governed by our Privacy Policy, which outlines how we collect, store, and protect your data. By using our website, you consent to our data practices. 

8. Changes to the Terms of Use

We may update these Terms of Use at any time. Changes will be posted on this page with the “Last Updated” date. Your continued use of the website after any updates signifies acceptance of the new terms. 

9. Governing Law

These Terms of Use shall be governed by and interpreted in accordance with the laws of Ghana. Any disputes arising from these terms will be subject to the exclusive jurisdiction of the courts in that location.